Creating the right financial plans and investment strategies for you begins with understanding who you are and what’s important to you. Far more than a simple Q&A, our process begins with truly getting to know you – your values, hopes and concerns. We’ll engage in a conversation about your current financial situation, your priorities and your vision for the future. And this line of communication will stay open once we’ve built and implemented your comprehensive, personalized solutions so we can ensure they remain on track for the long term.

Process

Our approach to investing is designed to provide solutions and strategies specifically tailored to your goals and ongoing advice and due diligence to help simplify your financial life:

• First, we gather information about you to better understand your complete financial picture.
  
• We then work with you to identify goals and objectives, prioritize them in terms of importance and timeframe, and determine the amount of risk you’re comfortable with.
  
• Taking the above into consideration, we look for gaps and opportunities.
  
• We draw on our own expertise and the considerable resources of Baird – including industry-leading equity research, top product selection specialists and leading experts in tax, retirement, insurance and estate planning – to evaluate your investment options.
  
• We recommend a custom solution and, with your trust and confidence, implement it in accordance with the Investment Policy Guidelines you help us to set.
  
• We consistently review your portfolio and measure performance to make adjustments as changes occur in the markets.
  
• We provide ongoing management and oversight to help keep your investments aligned with your plans as your personal situation evolves.

Our financial and estate planning services are designed to help you manage your finances and achieve your long-term goals.

Comprehensive Financial Planning

We customize a portfolio and planning strategy that considers all your financial needs for the future, be they a secure retirement, funding education or other significant future expenses.

Estate Tax Analysis

Helping you provide for your heirs and create your legacy is a key component of any comprehensive financial plan. Our estate planning experts will review your estate documents, explain the intricacies of the estate tax system and assess the impact of taxes on your wealth transfer goals.

Retirement Distribution Planning

We can help you optimize distributions from your retiremnt accounts, including strategies for taking early distribution and modeling how to meet IRS minimum distribution requirements.

Income Tax Specialists

While we don't prepare tax returns, we will work closely with your outside tax advisor to ensure the tax implications of your investment strategy are integrated into your overall wealth management plan.

Employee Stock Option Strategies

We can work with you to develop a multiyear exercise strategy for your executive stock options that consider the impacts of income tax, cash flow and diversification on your plan.

True wealth management is never one-size-fits-all. For financial advice to be useful, it needs to be both tailored and comprehensive. Our wealth management process revolves around you – your values, your priorities.

Our Private Wealth Management solutions are designed to help you effectively manage your overall balance sheet, including addressing important financial liability and risk management needs.

Insurance Planning

As an independent consultant in insurance planning, we can provide unbiased insurance solutions to address a range of risk manamgement needs, including family wealth protection, estate liquidity and business succession.

Insurance Product and Carrier Selection

Because we don't offer a proprietary suite of insurance products, you can be sure recommendations we make for life, long term care and disability income have only your best interests in mind.

Lending Services

As a Baird client, you can use the assets in your investment portfolio to establish a line of credit to help manage a variety of funding needs, such as to refinance high-interest debt or to bridge financing to close on transactions quickly.